Transcript
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Welcome back to ADHD Money Talk, the show that has not been consistently putting out podcast episodes for all of you lovely people, but guess what?
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There's an episode today and we can't change the past.
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I don't want to change the past because I've been busy, being way too busy with self-inflicted busyness, and that is my life.
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That's just what's been going on Working on too many projects, trying to do too much stuff but the bottom line is a lot of my busyness has been in preparation for something that I'm very excited about, and I have very little hints to give you, like none, except for that you're going to want to stay tuned because I will be unleashing the best thing that's ever happened for ADHDers who want to get their money together, be in control of their money and be guided by somebody who consistently delivers an approach that is sensitive just sensitive, because I am sensitive, but also an approach that is sensitive and aware and totally focused on the shortcomings that we adhders have when it comes to managing our money, which everybody's different.
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Everybody's got different shortcomings.
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Everybody with ADHD has various strengths and weaknesses that apply to money.
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You know some are very good at getting on a.
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You know some know have the knowledge for money.
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So it's just about getting the motivation, the correct motivation, and some people don't have enough knowledge that it's overwhelming and intimidating.
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And then we all typically struggle with the constant stimulation chase, whether that's spending too much money on stuff that's stimulating or whether that's not staying consistently stimulated by managing money effectively.
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So until you can figure out why it's worth it intrinsically, at the deepest, rudest, corest level, it's going to be tough, but what I'm going to unleash on the world is going to have a lot of that and more, and I can't wait.
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It's going to be so exciting.
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I thought it was going to be here already, because I have magical thinking and I'm like, oh, this project two months?
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Nah, it's been like seven months now, but it's coming.
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It's coming.
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I'm just learning to take my time, but it's coming.
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So, with all that said, if you still have this podcast checked off as a following and you get a notification or whatever when a new one comes out.
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Thank you, because maybe you saw this.
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I'm going to talk to somebody today.
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This is going to be a conversation with Shell Mendelson, who is an ADHD career coach and she's great.
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You should use her.
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I mean, if you look in the mirror and you say this is what I'm doing with my life right now I go to this job nine to five and if you can look at yourself in the mirror and say this is what I'm doing with my life right now I go to this job nine to five and if you can look at yourself in the mirror and say I am fulfilled in this, this is what I want, then you don't need her.
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But if you want a career that aligns with your values, that aligns with your financial goals, and you want help figuring out that whole, all the stuff there's a lot more than you think that goes beneath the surface of figuring this stuff out.
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She's an expert at it.
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I talked to her today.
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She's so fun to talk to, like she's just so chill and we recorded this like maybe two months ago and she's just been like bugging me, like get it out, get it out.
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I'm just like, I'm in paralysis of like I can't do anything besides, just do what my brain is yelling at me to do, which is get caught up on the millions of things that I'm not caught up on.
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And she just kept nagging and nagging.
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And you know what?
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It's like the kind of nagging that's like the best kind of nag, because it's like you're so right, I need to do this.
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Like what am I doing?
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It's like it's like the shame you want.
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She's going to listen to this and be like, what the heck are you talking about?
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So, anyways, I'm pretty sure this conversation starts off like mid-sentence or something.
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So I know you're gonna get a lot out of it.
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You're gonna get a lot more out of this conversation than you have over the past five minutes of me just talking about basically, basically nothing.
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So let's do the talk.
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Let's talk to shell.
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Hi, shell.
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So like why did you write this book?
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it's long like you wrote a lot well, it's 35 years of all the work that I've done, not just before I was diagnosed, but certainly after I was diagnosed, and I'll go back and say that I was trained by richard bowles, who wrote what color is your parachute?
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And I was using, and always have used, that format, that basic format, for years.
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But what I found was, even before I was diagnosed, later in life, I was starting to tweak it quite a bit.
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The order of how things were presented I had to change to fit what I thought was easier for people to understand and made more sense in general, and I had to add additional graphics because I am a visual learner and many of the people I work with are visual learners.
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So I started doing lots of graphics and using metaphors to illustrate ideas that I was trying to get across to people to make it easier, simpler to digest.
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And always my goal was how do you get people who can't articulate and don't know what they want in their work to finally be able to gain that clarity and focus and speak of it and articulate it?
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That's a tall order and I think a lot of people, many people, most people, have not had any kind of schooling or coursework or direction regarding how to do that step by step.
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Lots of career books out there, lots of stuff.
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Parachute was the first one that I found that actually did the work, you know, help people sort of break things down.
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But what I found and I still love Parachute and I always say get that book as a resource.
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It's a big book and it's a great resource to have and everyone should have a copy of it.
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And I'd say, get the 2017 edition.
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So it's Parachute by who?
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What Color is your Parachute?
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By Richard N Bowles.
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Now, richard N Bowles was a person who trained me in the process himself and me, myself and other career people and just job changers were all there for three weeks getting indoctrinated in this process.
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I did it several times so that I could really get a good sense, because I was already a career counselor and I just wanted to have the method that I could use with other people, and so from that I started working in in-person groups.
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I mean, I've been doing this for 30, close to 35 years now and it's changed, it's shifted and changed along with my own need for changing things up, being flexible, growing in my field, having fun with what I'm doing.
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You know you've got ADHD.
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You know we can't be bored.
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We got to love what we do.
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Got to love it.
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Yeah, if we didn't love it, how good do you think we'd really be at what we do if we didn't love it?
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If we didn't love it, it would become a soul-sucking chore.
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Soul-sucking is a perfect word to use.
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Yeah, perfect words.
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I have heard many people use those terms, soul-sucking, and they come to me.
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They're in soul-sucking and they come to me.
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They're in these soul-sucking, freaking jobs that they have to go to every day.
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And then many people get slotted into these performance improvement programs PIPs, which I'm sure you're familiar with that are the kiss of death, literally, for people with ADHD in terms of keeping their jobs or actually improving things, because they don't really improve.
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They just are one step to, you know, being let loose.
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And in the meantime the people involved in those programs incur such trauma.
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I mean, I've talked to so many traumatized people that have gone through that kind of a process because they don't even deal with the work that they're doing or try to improve it.
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They just make it harder for them and they become more watched.
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So once you get into one of those, I always say it's time to start exiting or finding an exit as quickly, as soon as you can.
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And this process that I do is the step that pretty much everyone needs, whether it's with me or a book I don't know if you can do a book great to figure this stuff out, so that you don't make the same mistakes over and over and over again, which is what happens when people don't have any kind of structure for doing this work.
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People don't have any kind of structure for doing this work.
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So I offer the masterclass.
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That's what I got started three and a half years ago now and they've been going full on ever since I started.
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And from doing that masterclass I finally wrote the book, because I was writing it the whole time that I was presenting it to people, shifting and changing and adding things to it, and I got tired of having to tweak everything and I said I just have to do it myself.
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I just got to do it myself and I just buckled down and did it.
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And it was a labor of love, for sure, because I know there's nothing else out there like this.
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You've seen it right.
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Have you seen anything like it?
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No.
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No, nothing exists like this that I'm aware of.
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I did the research.
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It's very ADHD friendly, is it not?
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Yeah, you've got.
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You have like 100 and something pages dedicated to careers in ADHD and helping people.
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I mean, that's boom, there's nothing.
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Breaking it down.
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Yeah, it's got the exercises that ask you the pertinent questions.
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It helps to allow you to identify your what I call must haves, the things that are so important to you.
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I would assume for you, david, money topics, or you know, you're the skill of helping people grow their money or whatever it is.
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That skill is that you have has to be used for you to feel fulfilled.
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Is that true or not true?
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That's true.
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I think I've learned through my own journey of doing what I'm doing that the fulfillment is coming more from watching clients succeed as opposed to like just talking about money doesn't really do anything for me, but it's in the context of talking about it so that someone can have their life be changed for the better.
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And I think you're very typical, as I am, of people with with ADHD in terms of being purpose-driven, like we have a purpose.
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Having a purpose is everything.
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It sets the groundwork for what we do.
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Next, it sets the groundwork for what we do every day, and when you really understand who you are and you own all the elements that are super important to you your must haves and you take a look at them and you drown out the voices telling you this isn't going to work, that's not going to work.
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Have you tried this?
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Have you tried that?
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And you know what I'm talking about.
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That's called the safekeeping self, the term I use, and it was coined by Richard Bowles many, many years ago, and I just always expand on that, the safekeeping self.
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What is that?
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The safekeeping self is the I can't, I won't, I shouldn't All the reasons that we have for not making certain choices that we know are going to move us forward in a positive way.
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Even the smallest things like acknowledging that you enjoy art, if you're a business person or if you're an accountant, and you enjoy some aspects of the visual arts and actually they're kind of important for you to have in the work that you do on some level.
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But it doesn't mean you have to be a visual artist.
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But just acknowledging that, without and wholeheartedly saying yes, it's important to me, without fear of it taking your money down a few notches, just being bold enough to say this is important to me, these are my must-haves, because without being able to do that, without doing that, in a sense you're saying I'm not important, what I want isn't important.
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And with ADHD, if we don't acknowledge all of that at some point, we will never get to the place that we really are going to be, is going to be sustainable over the long haul.
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You know, in terms of the work we do, you know the shiny object things that people go for like, oh, I've got a great.
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Either I've got a great idea or I saw this job that looks like it might be cool.
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Or I saw this program that looks like it might be cool.
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I think I'll invest a few thousand bucks in this thing.
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That looks really I call it shiny object classes.
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You know, I think I'll try this.
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I think think I'll try that you know what I'm talking about any of the people that of your audience know what I'm talking about and I certainly was there.
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I have been there completely it's hard, especially when when you just keep hopping from shiny object class to hop shiny object class, but it's always done impulsively and without any real pre-thinking about like why am I really doing this?
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it's just yeah, I know something feels good about it.
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It's not that they should be, it should be totally disregarded, but it tends to get disregarded.
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When you do it, you drop it and you don't finish it, and then you feel bad about that and you look back but there's something that you that drew you there that is of importance yeah, like I think something like internal within you that's just having a hard time articulating itself, that's sort of like expressing itself through this, like never-ending search for something more or new, more and new totally when you ask about the book.
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The book sort of helps on many levels.
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It also provides that kind of emotional support to help you notice when that safekeeping self is entering the room.
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I call it.
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It reminded me of something I've learned in my psychology of financial planning studies, where a lot of our money beliefs that we think we have, that we think are our beliefs, or the things that we think that we should be doing with our money.
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They're not really what we want to be doing with our money.
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It's just something that we've been told we should do.
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So that's why there's never any real commitment or follow through or execution on it.
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It's because it's something that you have been told over and over again.
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This is what you need to do, this is what you should do.
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You should have an emergency fund that's this big, you should have this and that, but really it's not what you actually want, and so you have to really disregard what society says sometimes and figure out what is it that you really want, even if it's not the thing that your parents would want you to do or that society would approve of.
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You have to connect to what it is that you really want, which I think is what you're basically saying in your domain.
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But you really want and own it, and own it unapologetically, and that's the hard part for a lot of people.
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So we want to please so many of our family members, friends.
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We want people to know that we're on track and we try and fit in a lot of times when it's not really easy to do.
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But I love what you said about money.
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I think the money part plays into this whole process and it comes in the form of what are your actual expenses?
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What is the baseline of what you need to make and earn before you can even look at anything else?
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And how are you going to make sure that that's being covered, even if it means maybe taking what I call a means to an end job in addition to getting some training or something like that?
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But if you don't have those numbers in front of you, you can't be very realistic about it, right?
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That's just one of the factors that we look at, and it doesn't mean that they can't change or they can't be.
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Somebody really called me on that one the other day.
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I'm trying to think the situation.
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They were saying yeah, when you know that you also need to know to be able to move things around or to take things out.
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It gives you a chance to see what you're actually spending money on.
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So you can actually decide oh, I don't think that's important to spend money on anymore.
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Maybe I can get things down to, if I have to take like an intern job that doesn't pay me quite as much, that if I take this out I can move it around and make it work.
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So it gives you more incentive to actually make it work.
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And, by the way, you're listed as a resource in the book.
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You know that.
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I do know that.
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Thank you very much.
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I appreciate it.
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You're welcome, yeah, when you're, as you're saying.
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That it kind of is giving me flashbacks of various meetings I've had with clients where we're kind of discussing like what are the main things you can do to improve your current financial situation?
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You can either spend less and save more, or you can spend the same and make more and save more.
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And then the third is you can you can have your investments do better.
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But the first two are the ones that are like I get in these conversations where it's almost like the advice that they don't want to hear is that I think you should consider finding a way to make more money yeah because it's like, well, how, and I only have so many ideas on that.
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but if you're, if your vision for your life is so and so, but your current career and income trajectory doesn't support that, then to me that just seems like a prudent thing to start exploring, because you're so limited by your income, on what you can do to get more financially healthy.
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So which kind of sucks.
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In general, I mean, it's a kind of a sucky thing to have to always be dealing with.
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but but you can give yourself an automatic raise.
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If you look, if you look at your expenses with with absolute authenticity and honesty, and you go, oh my gosh, I'm spending so much money on this stupid cable channel and I could just stream.
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You know, I mean Siri different little things that could end up maybe making you a thousand bucks more a month.
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You never know.
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Oh yeah, easy.
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For so many people the thing is on paper, it always looks so easy, and then it's like okay, here's a list of things you're gonna do, and if you do these, you're gonna have 1000 extra bucks in your pocket.
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And then first, for one reason or another, there's often still something, some resistance, that they didn't really think over the feedback I get from people who've gone through the expenses part.
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just list your expenses in here, or some of the expenses to consider, and then add whatever else is that?
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It helps them to do exactly that, Because then they see oh my gosh, how much am I spending on that.
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It really does help them get a reality check on that.
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It does.
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It's pretty cool how that works.
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Just seeing it is like eye opening, and that's kind of what a lot of us just actually are avoiding is actually just looking at it.
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So once you're kind of looking at it, it's equal parts scary, but then it quickly the actual satisfaction of looking at it takes over, because you're like at least I know what I'm dealing with now, as opposed to just pretending it doesn't exist.
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Yeah, and then it's fun.
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It can be very fun.
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Yeah, I'm going to chop this one off and or switch this one out for something.
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You know, I can take this class or I could do this thing that I've always wanted to do, or maybe go on a vacation or do something.
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If I just don't do this thing that I've always wanted to do, or maybe go on a vacation or do something if I just don't do this, whatever, I know we can get into that.
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You've probably had these conversations a lot, but as far as making a career shift, it can really help if you need to get some more training, for example, in something very specific and one of the things the book and working with me in the class, because that's a deeper dive, by the way.
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So I do.
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I still do the masterclass for people and the book is part of the masterclass.
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So they go through the book while we're we're getting.
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They're getting coached as they go along the way with accountability, and accountability is a big part of it, right?
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So the other people in in the cohort in the class help each other out in terms of networking and staying on track and doing the exercises body doubling and all of that While in the class they're getting coached.
00:21:03.481 --> 00:21:11.326
But the book will take you through a lot of that, and it is possible to do the book with other people, not by yourself.
00:21:11.326 --> 00:21:14.233
With ADHD, it's very tough to do it on your own.
00:21:14.233 --> 00:21:15.778
You need to have some accountability.
00:21:15.778 --> 00:21:18.044
Oh yes, absolutely and.
00:21:18.084 --> 00:21:21.681
I have a whole section called accountability and you are your accountability.
00:21:21.681 --> 00:21:23.987
I can't remember the title exactly, but it's.
00:21:23.987 --> 00:21:27.702
It talks about different ways that you can stay on track.
00:21:27.702 --> 00:21:30.188
That that are fun Makes sense, you know.
00:21:30.714 --> 00:21:31.297
Yeah for sure.
00:21:31.297 --> 00:21:48.701
So I'm looking at your book now and what are some of the like key symptoms, I guess, or kind of flags in your mind of like, okay, this person is, doesn't, is not happy in their career, there's some disconnect, or just like, what are some of the common things you see in people that are coming to you?
00:21:48.701 --> 00:21:54.019
Like, what are some of the common complaints that come in like frustrations, and let's go down that line of thinking?
00:21:54.019 --> 00:21:57.402
I know I just kind of said it in a few different ways, but I think you get where I'm going with it.
00:21:58.083 --> 00:22:02.208
Well, for one thing, anyone that contacts me, I assume, needs help on some level.
00:22:02.208 --> 00:22:05.771
I can't figure it out, or struggling to figure it out.
00:22:05.771 --> 00:22:13.767
I shouldn't say they can't, but they're challenged in that way and some people are feeling more frustrated than others.
00:22:13.767 --> 00:22:17.766
Some people just want more options.
00:22:17.766 --> 00:22:26.845
So, on the lighter side, they want more options, they have some idea and, even lighter than that, they actually like their jobs.
00:22:26.845 --> 00:22:36.643
But now they want to see well, maybe there's a lateral move or there's more opportunities to do more of what I like or to do different aspects of what I like.
00:22:36.643 --> 00:22:38.902
So that's on the lighter side.
00:22:38.902 --> 00:22:41.763
On the more intense side, it's like they don't have a clue.
00:22:41.763 --> 00:22:45.727
They really are frustrated and they just want the direction.
00:22:45.727 --> 00:22:47.240
They want a way to figure it out.
00:22:47.875 --> 00:22:49.502
How do I figure out my must-haves?
00:22:49.502 --> 00:22:51.618
What do I actually need?
00:22:51.618 --> 00:22:52.300
Who am I?
00:22:52.300 --> 00:22:53.804
Who the heck am I?
00:22:53.804 --> 00:22:55.827
And also what's my purpose.
00:22:55.827 --> 00:23:08.386
People don't directly ask for that in this, but that's part of what it culminates and ends up offering as well is a way to really understand what your purpose is, your overall.
00:23:08.386 --> 00:23:10.037
That goes beyond work.
00:23:10.037 --> 00:23:14.045
It's just like when you have that, it makes it.
00:23:14.045 --> 00:23:21.808
It is kind of like that fire that is lit underneath all of us to keep us going, knowing that, oh, I'm here for a reason.
00:23:21.808 --> 00:23:23.057
I got to do this thing.
00:23:23.057 --> 00:23:25.383
If I don't do it, who's going to do it?
00:23:25.383 --> 00:23:26.846
Somebody's got to do it.
00:23:26.846 --> 00:23:28.096
Might as well be me.
00:23:28.096 --> 00:23:29.378
That's kind of how I am.
00:23:29.378 --> 00:23:30.902
That's how I started.
00:23:30.902 --> 00:23:33.606
I ended up doing pretty much everything I've done.
00:23:40.375 --> 00:23:41.498
Yeah, purpose is so, so key, like for most of my clients.
00:23:41.498 --> 00:23:43.020
We have like an established like statement of financial purpose.
00:23:43.020 --> 00:23:50.345
You need to have that kind of North Star guiding your decisions and your life, otherwise you just kind of float.
00:23:50.345 --> 00:23:51.267
It's like what's the point?
00:23:51.267 --> 00:23:53.178
You know it just, I don't know just.
00:23:53.438 --> 00:24:06.438
it really solidifies so much for people it really does and I wish everyone really got that yeah it's hard to find, though, especially if you're coming from a place of like real kind of like purposelessness.
00:24:06.438 --> 00:24:17.487
It could be hard and it would take a lot of work, but I, I truly believe that, um, with the right support and and with the work that you have to put into figuring it out, it can be done.
00:24:18.429 --> 00:24:29.483
Yeah, and I think one of the good things about going through this process is I try and make it fun and interesting and break it down, and it's got to have some cool visuals.
00:24:29.615 --> 00:24:57.500
It's got to keep us engaged, have different ways to keep us engaged, it's got to keep us engaged, have different ways to keep us engaged, and if we don't have, that it's not you know, for people with ADHD, you know, mean it's yeah, like the first thing I ever wrote for adhd and money.
00:24:57.641 --> 00:25:13.183
When I reread it back to myself now which I think is people can still get like on my website I'm like, well, this isn't really adhd friendly because it required me to work with a lot of people and to actually see this all happening in real life, like if I were to rewrite a book now, it would be so different than the first thing I wrote.
00:25:13.183 --> 00:25:27.362
Yeah, more pictures, pictures, visuals, short chunks of words, not long paragraphs, exactly bullets, graphics, interactiveness, make it kind of like a treasure hunt.
00:25:27.362 --> 00:25:33.940
Make it make gamify it, give it some fun challenge, but also never let there be a friction bottleneck.